It's an RPG so I guess it's part of the genre. I could buy the argument if you actually saw your character from a 3rd POV, but being disappointed with something you won't see anyway is slightly odd.Then why give us CC in the first place?
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You can see your character in reflections, photo mode and while driving a bike.
You're right. How many people do you think will stand in front of a window and admire their body?
Why does that matter that we can have various clothes when neither you or anyone else can see your character (except for a few cutscenes) anyway? :^)
First of all, it's not a "mindset".
Second of all, that's not the point. Your argument is that you're disappointed with customisation that doesn't matter much for the estethics in the game anyway. You really don't find that strange? Whether or not the option exists or not is irrelevant.