I guess it is just the way I play but I have never had issues with invisible walls. They are usually in places where if you stick to a more realistic play style ( not awkwardly jumping on top of things) you will be fine. I have a friend who loves to push the exploration much like you, he has fun trying to get to places where you are not suppose to be. To each there own I guess. As for putting loot in places, as long as you don't have to do some stupid glitch jump on a roof then sure.
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