Hm. I'm typically a standalone kind of gamer; I rarely opt to play any kind of multiplayer / co-op with people. That said, as a console gamer, I'm rather disappointed in the direction Sony's taken with online play. If I want to casually drop-in and game with someone for a couple of hours here and there, I won't be able to do so on PS4, without paying $50 US / year. I could see the cost being justified if Sony did any of the hosting, but they don't.
While I'm sure the PS+ subscription is a good value for the free titles they give you every month, that's only of benefit for someone that has the *time* to play through all those titles. The last new game I bought was Saints Row 3, and I returned that within a few months. I'm *still* playing Gran Turismo 5, Borderlands, and Fallout 3.
As a console gamer, I feel that this is a punitive action. Viva la PC, I guess. =|