It usually helps to restart console after updating (but make sure you don't only rely on autosaves first as they can get bricked in case of CP2077). After restarting the console the settings usually don't reset anymore - I did that after installing hotfix 1.05 and it worked. I'm on PS4 but it should be similar on PS5.
Crashes can be reported here:
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But it might help to know more about what happened before this crash.
But yeah, unfortunately, it looks like it's still a good idea to take a break after a certain amount of time to avoid crashes. I only had 3 (normal) crashes in 20 hours but I can usually pinpoint them to playing for a longer period of time without break.