As for being able to see your character in game, use a motorcycle to get around. Photo mode works too.
Why can't I just have the motorcycle view while just walking around the city? When I get off the bike, it switches to first person just fine. I can switch between the two views at will when in a vehicle whenever I want. There's no reason I can't have that same thing as an option when walking around. Force me back into first person when combat starts (or don't). I don't really care. The system is there, so we know it's possible and it works fine. There's really no excuse.
We don't even have it to preview what an armor or clothing piece looks like before buying it. Speaking of switch each of the clothing slots should have a slot for visuals, so I can wear the ugly mismatched stuff for the numbers, but then slot nice looking stuff in the visuals (or turn the slot on, but not put anything there so I don't have to see my character's hat (or any other slot I want)).
Post automatically merged:
As others have stated the npcs have tops and skirts/skinny pants that are sexier than the players and as far as I can tell many use the same body template as female V... so it could easily be ported.
Fun fact: If you set your character's breasts to "large" and then put a shirt on, it shows the model for default (or small). The same is probably true of the NPCs with the exception of the fat/bulky ones, so choosing "small, large or default" in character creation is pretty much yet another illusion of choice/customization in the game. There's really only one female model in the game when clothed.