...As others have stated the npcs have tops and skirts/skinny pants that are sexier than the players and as far as I can tell many use the same body template as female V... so it could easily be ported.
The real issue is that you can't just get a style and up it cleanly as you go. Perhaps if the Special slot in the inventory would save an outfit as a purely cosmetic appearance, I mean other games do this.
Let's be honest (while COMPLAINING)...CDPR missed the ball on a lot in this game...20 years or more of computer RPGs and online RPG/MMORPGs and instead of looking at the long list of games that did things RIGHT...these guys go and try to reinvent the wheel. "Sims", "Everquest I/II", "WoW", "Neverwinter", even "7 Days to Die", ALL of them have better character creation and for those that want to be internet trans (let's be honest, most of the female toons we see in games are played by guys...mine included) and internet slutty, there have always been options for that. In THIS gaming world, "slutty" is just ONE of the options, pretty much every sort of clothing style known should have been represented. We should be able to dress like we just stepped V out of "Goodfellas", "ALIEN", "Desperately Seeking Susan", "Pink Velvet", or "Wall Street" with equal access, and we should be able to make V look like Al Pachino, Bruce Willis, Scarlet Johannsen, or Kim Kardassian. These were easy things to develop, especially with an 8-year dev cycle, and they botched it. These were easy things because someone else already did the heavy lifting.
Working on the AI...the clothing...weapons and equipment...cars/trucks/bikes...someone else sometime else did it better than CDPR did it on this, and they did it a long time ago. There's realistically no excuse for what we got for our $60.00 USD (or other national equivalent) except laziness on the part of the directors of the development crews.
This is 2020. Building AAA titles is not atomic science. It's not easy, it's not cheap, it doesn't happen overnight, and I'm sure we all appreciate that, but this should have been better put together and it wasn't.
I'm holding out hope that there's a genuine development cycle with room for upgrading a lot of this. Bring back the nudity, bring on the slutty hooker-wear and the three piece Armani suit, give us the world's arsenal of weps and more gear than a military branch could think of using. THAT stuff isn't rocket science, it's old school now.
CDPR needs to quit acting like a real-world version of Arasaka