I agree with this statement.
I mentioned this before; but I'll say it again. Let's start with V's mega building. You can't explore every floor. When you take the elevator down; there is another market area that you pass. Who knows what other content may be in the building. There is also the quote in character customization "Looks in Night City are everything". Yet though, nobody even take notice of what you are wearing when you enter a nightclub/lounge or a fancy hotel, dressed in NOMAD clothes.
My guess is that some of these higher end features, don't apply to anything in the story yet. There are a few fancy clubs; but not on the level in which, they would require a strict dress code. The only ones that come to mind, were the luxury joy toy bar and a couple of others.
I made a post about this before.
You can hop down to special positions, but at a certain point you will walk into a instant flatline field.