Well the name already said I propably wouldn't like it. I just find action-rpgs so bloody boring.
Getting new loot is nice extra sure, but when thatis the whole point of the game...it just isn't for me.
About the F2P thing... I usually just sub for a while (Planetside 2, SWToR) I try not to do microtransactions. Could also add that I never buy customization or gear dlc but I do buy mission dlcs.