Base PS4 - Two common issues that should be easy fixes

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I'm on the 1.04 patch. Obviously there are still crashes happening and a host of graphical/audio issues I'm sure you've heard 1000 times over but here are two issues I don't think I've seen anyone mention specifically

1. The game occasionally forgets all my settings. Sometimes after a crash, but it's happened besides that as well. All the settings are magically reset to the defaults and I have to redo them. Very annoying. Has happened at least 4-5 times in 25 hours of playtime.

2. Subtitles occasionally gets stuck on the screen. Despite me having subtitles turned off, every now and then a subtitle will appear on the screen and get permanently stuck there. The only way to get it to go away is to go into settings and turn the subtitles on and off again, which clears it.
 
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