Different priorities. Not rich, I just don't spend the money I have on eating out, consoles, fancy new phones, mortgage payments or cars. I have basically one hobby, so that's where my funds go.
Not a fan of the 1050 in general, but I haven't looked into the Ti. I just know I was disappointed by the fact that it's significantly worse than last-gen's midrange GPU, heck, even the low-end GPU.
I have 1050ti in my second rig, it's great for 1080p at medium settings. Will push CSGO at over 200fps.