Two points:several people who played it and had the skills invested said they removed it because of the skills. i think corpo can sniff it out because they're corpo but you still need the skills to clean the chip
i mentioned to a streamer that i hope you can transfer the virus to a blank chip and keep the money. but that'd be wildly complex, so it's just a wish for now.
1. at least one influencer player stated they had the tech attribute high enough to pass a skill check based on their attribute score.
2. Another one stated they wiped the chip of the virus but then went in blasting so they never handed it over to the gang. Assuming that this isn't the only time you will get a credit chip with eddies on it, so you will probably be able to access the contents later. (I might try this, as I'm planning on going corpo and getting in good with militech. If you are going to burn the gang down anyway, might as well go for loot and pillage before burning...)